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Embedded lending

The first line of credit built for 3PLs.
‍Stop being a Bank.

For the first time, 3PLs have access to an integrated line of credit that eliminates cash flow gaps, removes billing friction, and lets you offer terms that close deals - all inside DiversiFi.

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✓
DiversiFi
Score · 98 / 100
Cash Flow
Protected
Client Terms
Flexible
Deal Win Rate
Higher
Set Up
None
S
Standard 3PL Model
Score · 38 / 100
Cash Flow
Exposed
Client Terms
Rigid
Deal Win Rate
Same or Lower
Set Up
Manual Workarounds
the cashflow problem, solved

What you get with DiversiFi that the industry never had before.

Most 3PLs are still managing cash flow the hard way, floating costs, demanding deposits or losing deals to billing issues that never should have happened. Here's what changes.

capability
Embedded Line of Credit inside Your Platform
Offer Flexible NET Terms without Fronting Capital
No Metered Billing or Client Pre-Loads Required
Predictable, Plannable Cash Flow
Win Deals From Brands That Reject Metered Billing
Eliminate The "Float" on Carrier and Parcel Costs
Works Inside Existing DiversiFi Bidding and Billing
Healthy Client Relationships, No Billing Stress

"We built DiversiFi to solve real 3PL problems. The cash flow gap is one of the biggest issues we heard, and until now, nobody has fixed it. Embedded lending costs nothing to access and it's our commitment to being a true partner to every 3PL we work with."

Caleb Nelson
Founder, CEO
pricing
$0
Out of Pocket Costs For Current Customers
Lending benefits

Built for operators who are tired of being a bank.

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Free Up Cash Flow

Stop floating. Start scaling. Carrier bills are due in 7 days. Clients pay in 45. That gap drains working capital. DiversiFi's embedded lending closes the gap automatically and without any manual work so you can better utlize your funds.

Cash flow you can plan on

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Better Relationships

Billing friction kills partnerships. Remove it. When clients are constantly managing pre-load balances or late on invoices, the relationship suffers. DiversiFi creates breathing room on both sides so you can focus on service.

less friction. longer relationships.

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Win More Deals

Flexible terms that close deals. Brands are shopping for 3PLs who don't require pre-loaded accounts or rigid billing cycles. DiversiFi lets you offer flexible payment terms that win those deals, without putting your money on the line.

Brands won on terms
integration

Embedded lending, live inside DiversiFi in three steps.

No separate application. No 3rd-party portal. It lives right inside the platform your team already uses.

Get Early Access
step 1
Approval & Connected

Get your line of credit approved and connected to your account. All within DiversiFi's platform.

step 2
Configure Your Terms

Set the payment terms you want to offer your clients. Your carriers get paid on time, every time.

step 3
Win Deals. Get Paid. Grow.

Offer flexible terms as a competitive feature, close deals and optimize your cash flow to help grow your 3PL.

Honest answers to what Enveyo customers ask first.

Does this replace my current billing process?

No. DiversiFi works alongside your existing billing workflow. It fills the cash flow gap between when carriers need to be paid and when your clients actually pay.

What does this cost my 3PL upfront?

Nothing. There is no upfront cost to access the embedded lending program. No setup fees, no separate contracts and no money required. No catch.

How is this different from just tightening my payment terms?

Tighter terms and deposits protect your cash flow, but they cost you deals and can hurt client relationships. DiversiFi's lending program lets you offer the flexibility the market expects without absorbing the financial risk yourself. It's not a workaround. It's a competitive advantage.

Who is eligible for this program?

Embedded lending is rolling out now as part of DiversiFi's commitment to solving real operational problems for 3PLs. Current and future DiversiFi customers are eligible for the lending program.

Stop Floating. Start Growing.

DiversiFi offers the first embedded line of credit built specifically for 3PL operators.

Talk to the Team